Question 1

Who is ExposureHUB built for?

Accepted Answer

Insurers, reinsurers, brokers and MGAs who need to manage portfolio exposure data at scale. It supports both experienced exposure managers who need advanced analytics and occasional users who benefit from an intuitive, guided interface. It has been deployed primarily in the London market and is now available in the U.S.

Question 2

How does ExposureHUB handle data from multiple sources?

Accepted Answer

Through file import, direct API integration with external systems and manual entry. The platform normalises data from multiple carriers, brokers and systems into a consistent format automatically. The DQ Module validates and flags quality issues before data flows into analytics or reporting, so inconsistent inputs don't produce misleading outputs.

Question 3

Does ExposureHUB integrate with catastrophe models?

Accepted Answer

Yes. It is designed to connect with third-party catastrophe model providers and location data augmentation services. Ebix works with specialist providers on integrations that extend ExposureHUB's native analytics with industry-standard cat model outputs, and your exposure data can be formatted and exported for direct consumption by external models.

Question 4

Does ExposureHUB connect with RiskEnvision?

Accepted Answer

Yes. ExposureHUB integrates with RiskEnvision so exposure data surfaces alongside claims, reserve and TCOR analytics in one connected operating picture, from a single Ebix relationship.

Question 5

What hosting options are available?

Accepted Answer

On your own infrastructure with Ebix specialist support for installation and configuration, or on Ebix's managed private cloud where Ebix handles infrastructure on your behalf. Public cloud services are also available. Both options provide the same platform capability; the decision is made during onboarding based on your data governance requirements and IT environment.

Question 6

What is ExposureHUB?

Accepted Answer

ExposureHUB is Ebix's exposure management platform for insurance and reinsurance. It brings portfolio data together, places it on a geocoded map, monitors accumulations in real time, models catastrophe scenarios and supports post-event loss estimation.

Question 7

What will I see on screen?

Accepted Answer

The product's own navigation runs across six tabs: Policy (the schedule), Report (the event), Result (the answer), Data Quality (the checks), Audit (the record), Analytics (the insight). In the demo environment, the Policy tab shows a schedule of 1,000 items with a total insured value of USD 2,514,500,000 and a map of where they sit; the Report tab sets up an event on the map; the Result tab shows policies with ground-up, gross and net figures and the damage key.

Question 8

What are the modules?

Accepted Answer

The Insight Module for analytics and mapping, the DQ (Data Quality) Module, ConfigHub for configuration, and the Energy Module for upstream, downstream and power generation risk. The choice of modules is configurable at client level and at individual user level.

Question 9

Which perils can it model?

Accepted Answer

The Insight Module lists wind, flood, earthquake, wildfire and more. Scenario modelling applies those perils to your geocoded portfolio.

Question 10

Does it handle several lines of business and reinsurance programmes?

Accepted Answer

Yes. ExposureHUB has been designed to: manage multiple lines of business; include inwards and outwards reinsurance programs; securely handle a multiple-entity client. ExposureHUB supports multiple lines of business and is fully configurable. Your schedules for each class are mapped into the platform through ConfigHub. Energy has its own purpose-built module. Ask us to walk you through your classes.

Question 11

How does it cope with large portfolios?

Accepted Answer

Ebix Europe lists exceptional processing speeds, even with huge volumes of data, among the platform's features, and says data that spans multiple modules is easy to view and explore, with consistent screen behaviour in all modules. No benchmark figures are published; ask for a demonstration on a schedule of your own size.

Question 12

Do I need to be an exposure management expert?

Accepted Answer

No. The intuitive layout is meant to let both experienced exposure managers and less frequent users get the most out of their data, and expert knowledge is ingrained within the product so that no user is held back by not having full technological know-how of the exposure management process. As an Ebix Europe business analyst puts it: "You don't have to be an exposure management expert to understand the platform."

Question 13

What can underwriters expect from it?

Accepted Answer

Ebix Europe says underwriters can expect to: improve risk selection, thereby increasing your return on capital; identify under-exposed areas of the portfolio and target opportunities for growth; ensure any underwriting guidelines are adhered to; create and maintain a more diverse and balanced book of business.

Question 14

Where is it used?

Accepted Answer

ExposureHUB was launched by Ebix Europe in the London market and is now available in the U.S. ebixrisk.com states that it is already deployed across 18+ underwriting clients in the London market and available now in the U.S. Earlier coverage reported more than fifteen live, with many more in active implementation.

Question 15

Is there a published customer story?

Accepted Answer

Yes: a fast-growing specialty MGA, published by Ebix Europe. It went live with Property D&F first and now uses ExposureHUB across all seven of its classes of business. The case study reports qualitative outcomes; no measured results are published.

Question 16

How long does implementation take?

Accepted Answer

It depends on the number of classes and the quality of your data, and no standard duration is published. At one specialty MGA customer, a project team of a core group and around 25 exposure management stakeholders ran workshops with seven teams, went live with Property D&F first, and prioritised requirements in three groups: go-live (the minimum viable product), Phase 2 within three months of go-live, and longer-term.

Question 17

Who builds and supports it?

Accepted Answer

ExposureHUB was developed by exposure management specialists at Ebix Europe, a UK subsidiary of Ebix, Inc., and is offered in the US through Ebix's Global Risk Compliance & Management Exchange.

Questions, answered.

Everything people ask about ExposureHUB.

Platform

Data & integration

Who it's for

Customers & rollout

Hosting

Still have a question? Ask the team.